Cost & Financing Options for Bariatric Surgery

• Many patients opt for private bariatric surgery to avoid long public wait times.

• Private bariatric surgery is offered at Clinique Michel Gagner with Dr. Michel Gagner and his team of surgeons

Wait Times 

• Private: Around 1 month after the first consultation, which can be scheduled within a few weeks

• Public: Wait time varies and may be longer than 2 years, depending on the hospital. Seeing a specialist in the public requires a family doctor's referral, and some hospitals have additional paperwork requirements 

Public Sector Eligibility

• After waiting for a few years, candidates may still be rejected if their BMI doesn’t meet public hospital criteria.

• Public eligibility: BMI over 40 or over 35 with obesity-related health issues.

• At Clinique Michel Gagner we follow the most recent guidelines: Candidates qualify with a BMI of 30 if they have obesity-related conditions, or BMI over 35.

Cost Breakdown

• $17,000 for Sleeve Gastrectomy

• $19,500 for Laparoscopic Gastric Bypass

• Revisions and conversions starting at $16,500 

• Surgery Includes:

  • Consultations with a surgeon, nurse, and one of our dietitians 

  • 2 nights in our fully accredited private Center. Our esteemed surgical center, established in 2004, offers the highest caliber of ambulatory surgical services with exemplary standing. 

  • Follow-up: with your surgeon and dietitian. 

  • Ongoing support by phone and email

Not Included

• Transportation to the clinic 

• Additional blood work and testing

• Other medical tests that may be requested by your surgeon 

Payment Schedule

1. $350-450 Consultation Fee – Paid upfront to book the appointment.

2. Full payment is required before surgery  – payable by certified cheque, or bank transfer.

Insurance & RAMQ Coverage

• RAMQ, Quebec’s public health insurance, does not cover private bariatric surgery interventions

• Private insurance: Usually does not cover surgery but may partially cover some other services

  • Nutritionist consultations (up to 80% of the consultation fee), please check with your insurance provider

  • Center Stay (sometimes covered), please check with your insurance provider 

Financing Options

• No direct financing is provided through our clinic. Patients often apply for loans through Medicard, Crédit Medical or Beautifi before booking.

• https://www.beautifi.com/loan-calculator/ enter your load amount, credit rating, and desired term to find a monthly payment that fits your budget 

Tax Deductions

• We are not responsible for your tax deductions or rebates. It is best to check with the CRA and your tax professional if bariatric surgery could qualify as a medical expense deduction in Canada.

• Some patients have reported around $5,000 in tax credits

• Please also consult your tax professional for your specific case